Tag: Debt

How to Avoid the Debt Trap This Christmas

You don’t have to go bankrupt to have a nice holiday. . “The season’s upon us. It’s that time of year. Brandy and eggnog, there’s plenty of cheer.” — Dropkick Murphys. Black Friday is fast approaching, soon to be followed by Small Business Saturday and Cyber Monday — one long weekend of Christmas sales to kick off your holiday season. Money is tight for many…

I Broke All the Rules to Pay Down My Debts

I never even made a budget — but it worked anyway. Several years ago, I was swimming in debt. Between student loans from my graduate degree, credit cards, and housing costs, I was stuck in a pattern that had started in college, where I was spending most of my salary paying off debt, leaving me no money for emergencies. Or anything fun. When…