Even if you have insurance, there are still ways to reduce your costs. . You know the feeling: your doctor tells you that they want to give you a prescription and your first thought is, “Oh no, how much is this going to cost me?” Prescription costs continue to rise rapidly, and even with insurance your costs can be steep.…
The Night My Grandpa Went to War
The Night My Grandpa Went to War He was fighting against a small but tenacious enemy. . I’ll never forget the night my Grandpa went to war. Grandpa was a little too young when World War I started, and too old when World War II came along, so he never got to fight the Germans. No, his enemy was far more…
I Broke All the Rules to Pay Down My Debts
I never even made a budget — but it worked anyway. Several years ago, I was swimming in debt. Between student loans from my graduate degree, credit cards, and housing costs, I was stuck in a pattern that had started in college, where I was spending most of my salary paying off debt, leaving me no money for emergencies. Or anything fun. When…
Can We Stop With All the Pumpkin Spice Please?
A plea from the one white girl who hates this Fall favorite. “What’s the deal with you white girls and pumpkin spice?” My friend Christine posed this question to me early in our friendship. We were waiting in line at Starbucks where signs announced the return of the pumpkin spice latte like it was the second coming of Christ. “I…
My Robot Vacuum is Suprisingly Wise
Important Life Lessons from the Machine that Sucks Dirt Off My Floor. One of my best middle-of-the-night purchases was a robot vacuum. I had been contemplating purchasing one for a while, so it wasn’t exactly spur-of-the-moment, but looking at the dog hair on the carpet late one night convinced me that it was worth a try. If you haven’t seen them,…
You’re Never Going to Write That Novel — or Whatever Your Secret Dream Is
If you can’t turn your dream into a passion, you’ll never succeed. This weekend I published my 14th book. After finishing writing the book earlier in the week, I spent part of the weekend editing, formatting and publishing it on Amazon and then setting up advertising and social media for the new release. I also updated and published an update…

Together Again — A Steamy New Release
It’s new release day here at Rose Bak Romance and we have a special new story for you. Together Again – the first book in my brand new Reunited series. Together Again Twenty-five years ago David Macetti humiliated her in the worst way imaginable. When Jenny Rizzo agrees to attend her high school reunion, she’s hoping to find out that…
Why Am I Getting So Many More Phishing Emails Lately?
How the non-stop barrage of scam emails catches some people off-guard. “You Paypal account is on hold. You must log in immediately to update missing information or we will suspend account. Enter you log-in here.” Receiving an email like this might be a cause for concern except for three things that caught my attention: Paypal — like all reputable and secure sites — won’t…
The Breast Cancer People Won’t Leave Me Alone!
Why is breast cancer treated differently than any other disease — including the ones we are most likely to die from? I went for a mammogram recently — mostly because the breast cancer people would not leave me alone. About three months ago, I started getting reminders to go in for a mammogram. Not from my doctor, but from the cancer center who does the…
Is Your Kid Selling Useless Crap I Don’t Need? Sign Me Up.
Why I will always support your kid’s fundraising efforts — even if I don’t want to. I have a confession to make: I hate Girl Scout cookies. Don’t worry, if your kid is a scout I will still buy a couple of boxes. I’ll probably leave them in the break room at work or let my roommate feed them to…