Author: Rose Bak

Rose Bak is a freelance writer and author who lives in the Pacific Northwest with her family and special needs dogs.   Rose writes both fiction and non-fiction in a variety of mediums. Rose specializes in the following types of writing:  blogs, self-help, romantic fiction, humor, narrative, personal finance, business, self-help, housing, domestic violence, grant writing and public administration. For more information on projects and rates, contact me at rosebakenterprises@msn.com. Visit my author page at amazon.com/author/rosebak. Follow me on social media Facebook: https://www.facebook.com/AuthorRoseBak/?modal=admin_todo_tour Twitter: https://twitter.com/AuthorRoseBak Instagram: https://www.instagram.com/author_rose_bak/ LinkedIn: https://www.linkedin.com/in/rose-bak-mpa-0232b581/ All opinions expressed in this blog are solely the authors and are copyright Rose Bak.  No part of these pages can be reprinted without written permission from the author. As an Amazon Associate I earn from qualifying purchases.

How to Avoid the Debt Trap This Christmas

You don’t have to go bankrupt to have a nice holiday. . “The season’s upon us. It’s that time of year. Brandy and eggnog, there’s plenty of cheer.” — Dropkick Murphys. Black Friday is fast approaching, soon to be followed by Small Business Saturday and Cyber Monday — one long weekend of Christmas sales to kick off your holiday season. Money is tight for many…

Thanksgiving Feels More Important This Year

Here’s why it does — and what to do if you can’t have your traditional holiday. . We are all sick of 2020. Terms like “unprecedented” and “new normal” have been overused so much they’re basically meaningless. But as hard as this year has been, Thanksgiving seems to be hitting the country particularly hard. As governors and health officials and…

3 Things You Should Watch on Thanksgiving

Football is awesome, but these classics really represent the best — and worst — of the holiday. . Thanksgiving will likely be different this year, but one thing that is always the same for me: my Thanksgiving TV line-up. Although I rarely watch TV or movies, each holiday I make sure to get these three classics in, no matter what. If you’re looking for something…

3 Things to Try Right Now if You Feel Anxious

You’ll be surprised how well these work. . Anxiety is part of the human condition. There’s not a person alive who hasn’t experienced it. Anxiety includes feelings of nervousness, fear, and dread. Physical symptoms include lightheadedness, trembling, sweating, racing pulse, and difficult breathing. Anxiety is generally episodic. You might become anxious before a speech or a test or get triggered by…

The Night My Grandpa Went to War

The Night My Grandpa Went to War He was fighting against a small but tenacious enemy. . I’ll never forget the night my Grandpa went to war. Grandpa was a little too young when World War I started, and too old when World War II came along, so he never got to fight the Germans. No, his enemy was far more…

I Broke All the Rules to Pay Down My Debts

I never even made a budget — but it worked anyway. Several years ago, I was swimming in debt. Between student loans from my graduate degree, credit cards, and housing costs, I was stuck in a pattern that had started in college, where I was spending most of my salary paying off debt, leaving me no money for emergencies. Or anything fun. When…